The monthly payment is your out the door rent payment. The only other charge you might be responsible for is the HOA fee if the neighborhood you select a house in requires an HOA fee. If this is the case the HOA will be added to your monthly payment. There are no other monthly obligations. Divine Homes & Properties is simple and transparent, you will only pay the quoted monthly rent payment and nothing more.

Yes, .It Goes Towards principle pay down and taxes and insurance.

Divine Homes & Properties charge 30% down fees and $50 application charge . We simply require 30% of the home price for your Option Consideration and then you pay the quoted monthly payments. No surprise charges!

NO, we are not hard money. We are a Gap program between renting and a mortgage. We buy the home in our name, lease it to you, and give you the guaranteed right to purchase it when you Pay off the property. We also report your good payment history to all three credit bureaus to help you qualify for a mortgage quicker.

We will ask for the seller to pay all closing costs. If the seller refuses to pay the closing costs you can either make up the difference or find another home.

he minimum for each market is as follows:

Kansas City - $100,000

Kentucky- $100,000

Ohio- $100,000

St. Louis - $100,000